out of 5 customer review rating and 200,000+ policies sold.

Get Financial Protection With Cyber Insurance

At biBERK, we've moved past the traditional insurance model and instead sell our products directly to you online or over the phone. That means we make it easy to get the cyber insurance add-on coverage you need. It's faster, more convenient, and saves you up to 20% compared to other companies.

What is Data Breach Insurance and Cyber Insurance Add-On Coverage?

Data breach insurance and cyber insurance can be purchased as an add-on to a general liability, professional liability, or business owners policy (BOP), which is also called property & liability insurance. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur. This add-on coverage may pay, up to its limit, for incident response expenses like informational materials, help line, credit report monitoring, identity restoration case management, and certain services provided to affected individuals (only available for add-on to a BOP). It may also pay for suits brought against you for a covered event:

Café Worker

Credit Card Fraud


This is a situation where credit card information has been compromised and fraud has occurred or is likely to occur.


System Hacks


System hacks include things like a cybercriminal gaining unauthorized access to your computer network.

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Data Security Breaches


If you store sensitive data, a data security breach involves an unauthorized person gaining access to that information.

Why biBERK for Cyber Insurance?

We're the experts when it comes to insuring small businesses.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying coverage, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Why do I Need Cyber Insurance Coverage?

Cyber insurance coverage can help protect the financial future of your small business. The fallout from even one incident—from legal liability to the costs associated with investigating the event and restoring lost data—can be a tremendous drain on your resources. Having the proper cyber insurance coverage allows you to focus on running your business rather than worrying about the consequences of a cyberattack.

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How Much Does Cyber Insurance Add-On Coverage Cost?

On Average $85-$200 per Year for Base Coverage

Base coverage of $50,000 for response expenses and $50,000 of defense liability will typically cost a small business between $85 and $200 annually. In addition to very competitive rates, our cyber insurance add-on coverage comes with low down payments. Plus, you can submit claims online, which means no more waiting days or weeks for a claim to go through.

Enjoy Superior Customer Service

When you need assistance of any kind, our licensed experts are just a phone call, email, or chat away. Plus, our small business insurance customers have access to low down payments, all available through biBERK.com. We also offer you and your employees hands-on insurance management and top-of-the-line customer service.

Add Extra Insurance Coverage

Cyber insurance add-on coverage of up to $1,000,000 is available for small businesses. The premiums depend on multiple factors, including:

  • Business activities
  • Limit
  • Deductible

Get a Quote Today

Add cyber insurance coverage to your existing biBERK general liability, professional liability, or BOP policy.