Oklahoma Insurance For Small Business

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Get Oklahoma Insurance for Small Businesses

biBERK is trusted for Oklahoma insurance for small business. We offer flexible policies to protect you from the many types of risk Oklahoma businesses face.

Oklahoma Workers' Compensation insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We provide tailored Oklahoma workers’ comp insurance to suit your business.

Workers' Compensation

Oklahoma Professional Liability insurance

Also known as errors and omissions (E&O) insurance, this type of small business insurance in Oklahoma could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Let’s say you’re a market research consultant. If you provide incorrect data to a client and your mistake hurts their business, your professional liability policy may protect you if they file a lawsuit. Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

Professional Liability

We Cover all Kinds of Professionals and Businesses in Oklahoma, Including:

Accountants
Architecture and engineering firms
Auditors
Auto body repair shops
Auto storage garages and gas stations
Barbershops and beauty parlors
Bars, lounges, and nightclubs
Building electrician services
Business consultant
Cabinet and trim installers
Carpentry services
Check cashing companies
Child care and day care centers
Clothing stores
Computer designers
Concrete driveway installers
Conduit construction companies
Drugstores
Fast food restaurants
Fence installation companies
Fitness center/gym
Florists
Gas stations
Hardware stores
Health care employee services
Heating and air installation/repair
Indoor ceramic tile, stone, and marble installers
Insurance inspection companies
Iron frame and steel frame installers
Landscaping and gardening services
Millwright operations
Nanny or au pair
Paint shops
Park operations
Paving and road construction
Physician or doctor’s office
Plumbing services
Radio and TV stations
Residential cleaning services
Restaurants
Retail stores
Trucking companies

Why biBERK for Business Insurance in Oklahoma?

We’re the experts when it comes to small business insurance.

Save time.

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save money.

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.

Experienced.

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $52.2 billion in paid claims in 2023.

Why is biBERK Better for Small Business?

We’re often less expensive and easier to do business with than other Oklahoma insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow.

Small Business Insurance in Oklahoma—Wherever You Are!

Since we’re an online insurance provider, you can connect with us easily, wherever you are, to get:

Business insurance in Oklahoma City, OK
Business insurance in Tulsa, OK
Business insurance in Stillwater, OK
Business insurance in Norman, OK
Business insurance in Moore, OK
Or anywhere in Oklahoma!

What do biBERK Customers Say?

Read all Reviews

What Coverage is Required for Oklahoma Small Businesses?

Workers' Compensation

In Oklahoma, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee and even if that employee is part-time, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re required to carry Oklahoma workers’ comp insurance but don’t have a policy.

Other Policy Considerations

While the law may not state it, there’s a good chance you need to carry other business insurance policies in addition to workers’ comp. Many contracts require a professional liability policy, for example. Even if your customers, clients, or partners don’t require you to carry specific small business insurance coverage, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

Policy Cost
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What Does Small Business Insurance in Oklahoma Cost?

How much is workers’ comp insurance in Oklahoma? Or professional liability coverage? The cost of business insurance in Oklahoma depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. Determine your cost for small business insurance in Oklahoma with instant online quotes.