Starting a small business can be very professionally and personally rewarding. However, operating a company of any size involves risk. Natural disasters, accidents, professional errors, and employee injuries are just some of the events that can occur at any time and threaten your livelihood and that of your employees. Small business insurance helps protect your company from financial loss when problems arise.
Every business—large or small—faces risks. From lawsuits to employee injuries to property damage, the threat of an unexpected expense is always out there. Fortunately, commercial insurance can protect your company. What is commercial insurance? What does it cover? Where and how do you get it? This guide answers these and other crucial questions business owners ask.
Are you familiar with business insurance exclusions? If you’re a business owner, it’s essential to know what they are since they affect whether an incident is covered by an insurance policy.
Search engine optimization is a great way to advertise your small business online for low or no cost. In fact, SEO.ai claims that almost 70% of digital traffic comes by way of local and organic searches. Yet when it comes to small business SEO, many owners don’t find that their efforts are successful.
As someone in this industry, you know there are significant health and safety risks in manufacturing environments. Even if your company does a great job of promoting safe work practices, accidents can and will happen. That’s why you need manufacturer’s insurance — in particular, workers’ compensation coverage. Insurers offer other policies, too, but workers’ compensation is vital coverage.
If you own or operate a business, you know how important cybersecurity is. Hackers are always active, and if they find a way to reach your data or systems, your company can face lots of expenses and experience endless headaches as you deal with the consequences. The good news is that a cybersecurity incident response plan can make it easier to recover from a data breach.
If you’re a business owner or decision-maker, you know that your company will face challenges from time to time. One of the most common causes is the economy. When it’s stagnant or trending downward, it can take your results with it.
Some business owners enjoy connecting with people in their industry. Others would rather focus on operations. But the fact remains: Networking is essential for businesses, especially small businesses.
If you own or operate an apartment complex or other buildings, you know there are lots of risks. The tenant’s or occupant’s insurance covers some of them, but many are your company’s responsibility. That’s why apartment building insurance—a type of business insurance—is so important.
Every company faces business risks. Sometimes it seems like they’re waiting around every corner! If your company is around long enough, you’ll probably experience business setbacks of one type or another. For example, in business, property damage is common. It might also be caused by a storm, an employee mistake, or some other incident, but you’re bound to encounter problems of this nature at some point.
We want you to make well-informed decisions about your insurance needs. Learn from answers to the questions most frequently asked by business owners.
