out of 5 customer review rating and 200,000+ policies sold.

Fully Protect Your Business and Employees With Auto Service Insurance

From employee or customer injuries to property damage, auto service providers have to be prepared for the potential financial impact from a wide range of risks. For example, you have a customer's vehicle in your shop and it gets damaged in a fire. Or a customer trips over a tool that was left out, falls, and suffers an injury. These and many other types of incidents can lead to costly liability.

At biBERK, we provide tailored auto service insurance policies at savings of up to 20%. Whether you need insurance for car detailing work or coverage for your auto repair shop, you can get workers' compensation, general liability, a business owners policy or BOP (sometimes called property & liability insurance), umbrella, or cyber insurance from biBERK. Just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.

Why Does Your Company Need Auto Repair Shop Insurance?

Auto service centers are active places where injuries, property damage, and other incidents can occur at any time. Coverages that fall under the general term auto repair shop insurance can protect your business from the financial repercussions of those incidents. Without insurance for mechanics, you can be left with large sums you must pay out of your revenues or savings.

Our Car Repair Center Insurance Covers Many Businesses/Professions, Including:

  • Auto body technicians
  • Auto equipment installation specialists
  • Automotive paint and body specialists
  • Auto repair shop owners
  • Automotive technicians
  • Auto van conversion companies
  • Car mechanics
  • Diesel mechanics
  • Master mechanics
  • Mobile car mechanics
  • Service managers
  • Tire technicians
  • Transmission technicians
  • Vehicle inspectors

Car Mechanics Insurance: Get a Quote

Your cost for car mechanics insurance will be based on factors like the size of your company, your claims history and others. But you can get instant, self-service quotes online to find out exactly what you’ll pay for various policies. Then, when you’re ready to purchase your car mechanics insurance, manage your policies, and report claims, you can do those things online as well.

Confident auto mechanic that has insurance

What are the Different Types of Auto Service Insurance?

At biBERK, we offer five different types of auto service insurance. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation insurance

This policy helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. Workers’ comp can cover medical costs, legal fees, and lost wages due to the injury.

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General Liability insurance

Also known as commercial liability insurance, a general liability policy covers damages and legal costs associated with injury claims by customers and other people you don't employ and damage to other people's property caused by your business. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability. Two other add-ons that auto service provides typically need are garage keepers insurance (to cover damage while a customer’s vehicle is under your care, custody, control, or possession) and garage liability insurance (which covers your operations more generally, like liability from an accident caused by your employee).

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Business Owners Policy

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Cyber insurance

This coverage can be purchased as an add-on to a general liability policy or BOP. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

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Umbrella insurance

Every type of liability insurance has a maximum value that it will cover in the event of an incident. Umbrella insurance for mechanics adds another layer of protection. It can cover costs that exceed the limit of another biBERK liability policy, subject to its own limit.

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Why biBERK for Mechanic Insurance?

We’re the experts when it comes to mechanic insurance.

Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

See why biBERK is easier and more convenient when you obtain your free auto dealer or auto service insurance quote online.