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Protect Your Property, Residents, and Employees With Apartment Building Insurance

From employee injuries to property damage, apartment owners have to be prepared for the potential financial impact from a wide range of risks, which is why finding the best apartment building insurance (also known as apartment building owners insurance) is essential. At biBERK, we provide tailored apartment buildings insurance at savings of up to 20%. Whether you need workers' compensation, a business owners policy or BOP (sometimes called property & liability insurance), or umbrella insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase an apartment building owners’ insurance policy, manage it, and report claims online for ultimate convenience. We're all about making things simple.

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Why Do Residential Building Owners Need Apartment Insurance Coverage?

Apartment building insurance is extremely important for anyone who owns a building with tenants. This can include everything from single-family rental homes to multi-unit apartment buildings. There are simply too many hazards that can impact your buildings, as well as your tenants and their property.

A business owners policy or BOP (also called property & liability insurance) will protect you from many common liabilities associated with rental properties, including those related to tenant injuries due to things like slips and falls. Apartment insurance coverage can also help with property damage and loss of income due to things like natural disasters, broken pipes, and accidental kitchen fires.

Our Business Insurance Covers Many Types of Residential Building Owners, Including:

    • Apartment owners
    • Apartment building owners
    • Building operations managers
    • Building owners
    • Commercial building owners
    • Commercial property owners
    • Community association managers
    • Condominium building owners
    • Duplex owners
    • Landlords
    • Property owners
    • Rental dwelling owners
    • Residential property managers
    • Townhouse building owners

What Does Apartment Building Insurance Cost? Get a Building Insurance Quotation.

As a building owner, what will insurance for an apartment cost you? The best way to find out is to get convenient building insurance quotations online. In just a few minutes you’ll see that when you trust biBERK with your apartment complex insurance, peace of mind is actually very affordable.

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What are the Different Types of Apartment Building Insurance for Owners?

At biBERK, we offer three different types of apartment insurance for landlord and building owners like you. Depending on the location of your business and other factors, certain types of apartment insurance might be better for you than others.

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

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Business Owners Policy

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, employee benefits liability, and equipment breakdown/boiler & machinery.

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Umbrella Insurance

Every apartment building owners insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: It can cover costs that exceed the limit of another biBERK liability policy, subject to its own limit. Without it, you may be responsible for anything over your apartment buildings insurance policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

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Why biBERK for Building Insurance Coverage?

We’re the experts when it comes to small business insurance.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you - up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

Need insurance for an apartment building? See why biBERK is easier and more convenient when you obtain your free apartment building owners insurance quotation online.