E&O Insurance for Insurance Agents
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Protect Your Business With E&O Insurance for Insurance Agents
From negligence like failing to secure coverage for a client to loss of sensitive client data to bodily injury to employees while at a customer’s residence or clients while visiting your office, insurance agents have to be prepared for the potential financial impact from a wide range of risks.
At biBERK, we provide tailored E&O insurance for insurance agents at savings of up to 20%. Whether you need errors and omissions insurance (also called E&O insurance for insurance agents), workers' compensation, general liability, a business owners policy or BOP (sometimes called property & liability insurance), commercial auto, umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and submit report claims online for ultimate convenience.
Who Needs Insurance Agent E&O Insurance?
Insurance agents face many risks. Fortunately, our E&O insurance for insurance agents covers those risks for all lines of insurance business—including agents who provide premium financing—with the exception of insurance agents who process or service HMOs. Employee injury is always possible, and workers’ comp is state-mandated for many businesses, so that coverage is important. Accidental fires and computer theft or damage should be covered by a property and liability policy.
Protecting People Who Provide Professional Advice
Errors and omissions or E&O insurance (also known as professional liability insurance) protects you from things like failing to schedule a new car or not advising a client to purchase adequate limits of insurance. Plus, many insurance companies require E&O insurance in order to appoint insurance agents. Also, many client interactions require a Certificate of Insurance, which is available online as soon as you purchase a policy from us. Our licensed insurance experts are happy to answer questions about E&O for insurance agents.
Any Insurance Agent Needs E&O and Other Business Insurance, Including:
- Commercial lines agents
- Insurance agencies
- Insurance agents
- Insurance broker
- Insurance companies
- Insurance consultants
- Insurance salespeople
- Life and health agents
- Personal lines agents
- Property and casualty agents
What are the Different Types of Insurance Agent Insurance?
At biBERK, we offer seven different types of insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.
Workers’ Compensation Insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.
Workers' Compensationchevron_rightGeneral Liability Insurance
Also known as commercial liability insurance, a general liability policy is important. The policy covers damages and legal costs associated with injury claims by customers and other people you don’t employ, damage to other people’s property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
General Liabilitychevron_rightBusiness Owners Policy
Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
Business Owners Policychevron_rightErrors & Omissions Insurance
Also known as professional liability insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Coverage includes mistakes on the part of your business (errors) and the failure to perform a service (omissions). Errors and omissions insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.
Professional Liabilitychevron_rightCommercial Auto Insurance
If your company owns or leases vehicles, this policy protects your business. This type of insurance can provide coverage for your legal fees and the medical costs of others if your employee is at fault in an accident. It can cover the cost of damages even if the vehicle is used for personal activities outside of its primary business use.
Commercial Autochevron_rightUmbrella Insurance
Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.
Umbrella Insurancechevron_rightWhat Does Error and Omission Insurance for Insurance Agents Cost?
Your insurance cost is calculated based on a number of factors. These include your location, business size, and claims history. You can get quotes for E&O insurance for insurance agents—including all the policies you need—online.
Why biBERK for E&O for Insurance Agents?
We’re the experts when it comes to small business insurance.
Save Time
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save Money
We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you—up to 20% less than policies with other insurance companies.
Experienced
We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.
Get a Quote Today
See why biBERK is easier and more convenient for insurance agent insurance when you obtain your free quote online.