Small Business Articles

Retro Date Teaser

What is a Retroactive Date and Why Does it Matter?

In some types of work, such as providing professional advice or services, the results of an error may not come to light until well after the project is completed. An insurance retroactive date helps the policyholder by addressing claims arising from past work. The date also helps the insurance company by limiting how far back it will go in providing coverage.


Everything You Need to Know About Business Owners Policy Insurance

Companies must have adequate business insurance to protect them financially when unexpected incidents occur. A crucial component of an effective business insurance strategy is what’s called business owners insurance—also referred to as a business owners policy or BOP insurance. Having a BOP in place can help shield your company from the costs associated with many types of business risks. Here, we’ll walk you through this essential form of coverage and tell you exactly why it’s important for you to have business owners policy insurance as a part of your overall insurance strategy.

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Common Business Insurance Terms

In order to be well-informed about business insurance, it’s important to understand the unique industry language. Below are some of the more common terms used by business insurance companies.

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Everything You Need to Know About Commercial Auto Insurance

If your business owns or leases vehicles, you need commercial auto insurance. It’s common for owners of small businesses to believe that their personal auto policy will cover their work cars or trucks. However, that may not be the case. To ensure your company is properly protected from liability or losses related to the use of vehicles for work purposes, you’ve got to have commercial auto coverage.

Transportation Teaser

How Transportation Insurance Can Protect Your Company

If you’re a transportation company owner or decision-maker, you surely do all you can to operate your business safely. However, companies like yours face many risks over which they have no control. Bad roads, inclement weather, and the people with whom your vehicles share the road probably come immediately to mind.